These terms apply to your access to this site. By accessing this site, you agree to be bound by them. Please note that these terms will apply in addition to separate terms and conditions governing the access to and use of the site by clients and by Independent Financial Adviser firms (and their employees and contractors). To the extent that there is any inconsistency between these terms and the separate terms and conditions governing the access to and use of the site by clients and by Independent Financial Adviser firms (and their employees and contractors), those separate terms and conditions will prevail over these terms.

All of our products and services are also subject to separate terms and conditions.

We reserve the right to change these terms at any time without notice, and your continued access to this site will be deemed to be your acceptance of any such changes.

References to "you" or "your" are references to any person accessing this website ("site").

References to "we", "us" or "our" are references to Investec Bank Plc.

1.1     Who we are

We are Investec Bank Plc, a company registered in England and Wales. Our company registration number is 00489604 and our registered office is at 30 Gresham Street, London EC2V 7QP. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

1.2     The site

We may in our sole discretion, without having to give any notice to you and without having any liability to you, terminate or restrict your access to or use of the site for any reason.

The entire content of the site is subject to copyright, with all rights reserved. You may not download (all or in part), transmit or modify the site without our prior consent.

You use the site entirely at your own risk and, to the fullest extent permitted by law, we accept no responsibility or liability for:

(a) the content (including its truth and accuracy), use or availability of the site; or

(b) any damages or loss of any kind, including (without limitation) direct, indirect, incidental, special or consequential damages, expenses or losses arising out of, or in connection with your use or inability to use the site, or in connection with any error, omission, defect, computer virus or system failure, or loss of any profit, goodwill or reputation, even if expressly advised of the possibility of such loss or damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the site.

In any event, our total aggregate liability, whether in contract, tort (including negligence and breach of statutory duty, howsoever arising), misrepresentation (whether negligent or innocent), restitution or otherwise, arising under or in connection with these terms shall be limited to £500 (five hundred pounds) in aggregate.

We do not permit you to link any other website to this site without obtaining our prior consent.

We reserve the right to modify, suspend or discontinue, temporarily or permanently, the site or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to anyone else if we do so.

1.3     Governing law

These terms are governed by English law and the English courts shall have exclusive jurisdiction to determine any matter or dispute in connection with or arising out of the site and these terms.